Welcome to West Texas Public Schools Employee Benefits Co-op, the central source for all your benefit needs. Protecting your family and assets is an important and complicated task. West Texas Public Schools EBC offers you a comprehensive benefits package to achieve this goal. Use the navigation above to learn more about the different offerings available to you as an employee of West Texas Public Schools EBC.

Important IRS Notice: New mandated federal regulations require all dependent socials for any elections made for medical, dental, and/or vision. All employees are required to login and update their dependent information prior to the plan effective date 9/1/2009. To update your dependent information in the system click dependent information and select the pencil to edit.

Important Things to Know for 2010-2011

1. West Texas Public Schools EBC Cafeteria plan year is September 1, 2010 through August 31st 2011.



2. MGM is the Third Party Administrator (TPA) for WTXEBC for plan year September 1, 2010 through August 31, 2011. A Visa Card is available only to those schools who adopted to participate in the plan. Direct deposit is available. Please remember to keep your receipts if you use your Visa Flex Card. The medical reimbursement annual maximum is $4,000 per year and dependent care reimbursement annual maximum is $5,000/ plan year for those married filing jointly and $2,500/plan year filing single. If you are using the Visa Flex Card, please be sure to hold on to your receipts for 12 months.



3. New Dental Carrier Effective 9.1.10! Dearborn National is the new dental carrier effective 9.1.10 and is offering a high and a low option dental plan. Both plan options offer a passive PPO which means that you can go to any dentist you choose. There are no waiting periods on either plan. Please refer to the plan brochure under Benefits and Forms. .



4. New Product offering Effective 9.1.10! Critical Illness will be offered through Assurant on a Guarantee Issued basis. This means that you can enroll for Critical Illness coverage without having to answer any health questions. Critical Illness coverage is designed to pay a lump sum benefit in the event you suffer from a heart attack, stroke, coronary bypass surgery, blindness, major organ failure, end stage kidney disease, paralysis or coma.



5. New Product offering Effective 9.1.10!Identity Theft Protection will be offered through ID Watchdog. ID Watchdog monitors all three credit reporting agencies and helps prevent your identity from getting stolen.



6. Voluntary Group Term LifeDearborn National will be the group term life provider for plan year September 1, 2010 through August 31st, 2011. New employees and districts will have a Guaranteed Issue amount without having to answer medical questions. Employee coverage will be guaranteed issued up to $200,000, spouse up to $50,000 and child(ren) up to $10,000. Existing employees that elect the plan will have to complete Evidence of Insurability before coverage is active.



7. WTXEBC Benefit Plans for 2010-2011 plan year include:Dearborn National Dental, Superior Vision, APL Accident, APL Cancer, Unum Select Disability, Dearborn National Voluntary Group Term Life and AD&D, Texas Individual Life, and MGM Flexible Spending Accounts. New products include; Assurant Critical Illness and ID Watchdog Identity Theft Protection.